FAQ

When preparing for a consultation with an advisor, it’s helpful to have a list of questions you might have and your financial budget numbers of the past 3 months to guide the discussion and ensure all necessary topics are covered. Here are some common FAQs to consider asking during your consultation:

General Questions

1. What services do you offer?

   • This is the section the advisor will clarify the range of services we can assist with depending in what phase in life you are in.

2. How do you charge for your services?

   • Understand the fee structure—whether it’s a flat fee, or hourly rate. We do not do percentage of assets under management, or are commission-based.

3. How often will we meet or communicate?

   • Depending on each individuals situation you might want to meet every 6 months or annually. Some Small Business Owners (SBO) like to meet quarterly at the start of their venture to ensure proper documents are being process and evaluated correctly.

Investment Strategy

6. What is your approach to risk management?

   • Here we will evaluate first your risk management approach and provide options for you.

7. How will you tailor your recommendations to my financial goals and risk tolerance?

   • We will create a personalized strategy based on your specific needs.

8. What types of investments do you recommend?

   • We will guide you in order for you to take control of your finances with the help of  your current financial advisors, if you currently do not have one we can provide a list of financial advisors we have worked with, with other clients.

Financial Planning

13. Can you assist with estate planning and setting up trusts?

    • We work with other professionals, remember you are not alone in this process and we will guide and set you up with a team of professionals.

Risk Management and Insurance

16. How do you address risk management in my financial plan with life insurance?

    • We will help you understand how life insurance can become one of your risk management strategies.

Additional Considerations

18. What happens if we are no longer able to provide services?

    • We prepare our clients so well that they come a point in their lives that they no longer need us. By giving them the tools and expert personnel, they are able to fully take control of their financial future. 

Preparing for the Consultation

• Bring Financial Documents: Have your financial statements, tax returns, insurance policies, and other relevant documents ready.

• Set Clear Goals: Be prepared to discuss your financial goals, such as retirement, buying a home, or funding education.

Having these questions ready can help you get the most out of your consultation and ensure that the advisor is able to provide their best possible strategy to suit your individual needs.